ASIC Highlights Importance of Robust Valuations Ahead of 30 June Reporting
ASIC Highlights Importance of Robust Valuations Ahead of 30 June Reporting
The Australian Securities and Investments Commission (ASIC) has called on Private Credit Institutions to challenge assumptions, refresh Property Valuations and ensure Asset Values are supported by current and realistic market conditions. In the 18 June announcement, “ASIC Puts Private Credit on Notice, Ahead of 30 June Valuations and Reporting”, ASIC’s broader work indicates that valuations may be lagging economic reality, with weaker borrower conditions increasing the risk that reported values do not fully reflect underlying market conditions.
The regulator noted that across both residential and commercial property-backed portfolios, current conditions may expose pressure arising from construction cost escalation, project delays, soft presales, unsold stock and more challenging refinancing conditions.
According to ASIC, refreshing 30 June valuations should be an immediate point of action for private credit funds and private market investments more broadly. ASIC warned that where valuations do not reflect current conditions and incorporate verified and accurate information, there is a greater risk of misinformation and poor investor outcomes.
The regulator expects market participants to challenge assumptions and ensure valuations are based on realistic and supportable inputs, supported by appropriate financial reporting, audit and assurance practices. Importantly, ASIC made clear that market participants should not wait for formal defaults before reassessing asset values and related risks.
Supporting Private Credit Providers with Independent Residential and Commercial Valuations
As Australia’s largest independent property valuation and advisory firm, Herron Todd White helps private credit providers, trustees, boards and auditors manage risk, strengthen governance and support investor confidence through timely and defensible valuations. With more than 500 valuation and property professionals nationally, we provide independent advice across the full spectrum of property-backed lending and private market investments.
| Residential Property Solutions | Commercial Property Solutions |
| – Mortgage portfolio valuations – Construction and development lending – Loan security reviews – Impairment assessments – Portfolio monitoring and risk management | – Office, retail and industrial assets – Development sites and specialised property – Portfolio reviews and concentration risk assessments – Financial reporting and impairment valuations – Independent valuation opinions for boards, trustees and auditors |
Helping Funds Navigate a More Challenging Market
As borrower conditions evolve and regulatory expectations increase, independent and defensible valuations are becoming increasingly important in supporting sound governance, transparent reporting and better investor outcomes. Whether reviewing a single property or an entire portfolio, Herron Todd White provides the expertise, scale and independence required to help private credit participants make informed decisions and meet the expectations of investors, auditors and regulators.
Complimentary Portfolio Valuation Consultation
If you would like to discuss your residential or commercial property exposures ahead of 30 June reporting, our specialists are available for a confidential, no-obligation consultation.
Special Offer: Receive 10% off residential and commercial desktop revaluations booked before 30 June 2026, providing a fast, cost-effective and CPV-backed solution to help refresh portfolio values with confidence.
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